Investing with us
What is private credit?
Private credit is lending directly to businesses, with terms negotiated between lender and borrower rather than bought in a market. We lend in under-banked Asian credit markets without relying on credit ratings, secondary market liquidity or momentum.
We focus on under-banked Asian credit markets, where sound businesses get too little from the region's banks. Deals come through relationships built over three decades. We don't use an algorithm to screen them.
Every loan is underwritten against cash flow the borrower can show us. We prefer senior secured instruments, with identifiable collateral backing repayment. We sit at the top of the capital structure wherever we can.
Private credit carries real risks. Borrowers may default, and getting the principal back is never guaranteed. We reduce those risks with conservative underwriting, seniority, collateral and close monitoring, but we can't eliminate them.